Terms & Conditions

By using mytakehome.money (the "site"), you agree to these terms. If you don't agree with them, please don't use the site.

Estimates only — not financial advice

Every calculator on this site produces an estimate based on the figures you enter and publicly available UK tax rules for the 2026/27 tax year. Results are for general guidance only and should not be relied on as a substitute for professional financial, tax, or legal advice. Always verify important figures — especially income tax, National Insurance, and pension contributions — directly with HMRC, gov.uk, or a qualified adviser before making financial decisions.

Accuracy

We try to keep the calculations accurate and up to date with current UK tax bands and rates, but we make no guarantee that figures are error-free, complete, or suitable for your specific circumstances. Tax rules change, and individual situations (such as benefits in kind, multiple income sources, or specific pension arrangements) can affect your actual take-home pay in ways a general calculator can't capture.

No liability

To the fullest extent permitted by law, mytakehome.money and its operator accept no liability for any loss or damage arising from your use of, or reliance on, this site or its calculators — including decisions made based on the figures shown.

Acceptable use

You agree not to misuse the site — for example, by attempting to disrupt it, scrape it at scale without permission, or use it for any unlawful purpose.

Intellectual property

The site's design, layout, branding and original written content belong to mytakehome.money. You're welcome to link to the site or share individual results (for example via the Share button), but the site itself, its code and design shouldn't be copied or republished without permission.

Third-party links and advertising

The site may contain links to third-party websites, and may display sponsored placements or affiliate links to financial products, clearly marked "Sponsored". We don't endorse, control, or take responsibility for the content, accuracy, or practices of any third-party site. If you click through to a partner and take out a product, we may earn a commission — this never affects the price you pay.

Changes to the site or these terms

We may update, suspend, or discontinue any part of the site at any time, and may revise these terms occasionally. Continuing to use the site after changes are posted means you accept the updated terms.

Governing law

These terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

Questions about these terms can be sent via the Contact page.