mytakehome.money

Salary check Β· US Β· 2026

Is $30,000 a good salary?

Is $30,000 a good salary in the US?

$30,000 is a modest income for an individual in the US. It puts you in roughly the 25th percentile β€” you earn more than about 25% of Americans, $23,010 below the median of $53,010. Your take-home is about $2,190 a month in a no-tax state, less where there's state income tax. But for a family, it's a different story β€” see the poverty-line comparison below.

Verified 12 August 2026

25th percentile You'd earn more than 25% of Americans
$23,010 below the median individual income.
Individual vs household β€” this matters. This is workable for a single person or couple, but it falls below the federal poverty line for a family of four ($32,150). Supporting children on this income would be a real stretch.

$30,000 against the poverty line

The federal poverty guidelines rise with household size. Here's how $30,000 compares (US Dept. of Health & Human Services, 2025 poverty guidelines):

HouseholdPoverty line$30,000 is…
Single person $15,650 $14,350 above
Couple $21,150 $8,850 above
Family of three $26,650 $3,350 above
Family of four $32,150 $2,150 below
Family of five $37,650 $7,650 below

Poverty guidelines shown are for the 48 contiguous states and DC; Alaska and Hawaii are higher. These determine eligibility for programs like Medicaid, SNAP and ACA subsidies.

Your take-home on $30,000

Take-home (year)Take-home (month)
No-tax state (e.g. Texas)$26,285$2,190
High-tax state (California)$25,703$2,142

The gap β€” $582 a year β€” is pure state income tax. See the full breakdown β†’

Is it good for your age?

AgeMedian incomeYou vs median
16–24$24,000+$6,000
25–34$52,000βˆ’$22,000
35–44$62,000βˆ’$32,000
45–54$63,000βˆ’$33,000
55–64$58,000βˆ’$28,000
65+$40,000βˆ’$10,000
Location changes everything. $30,000 stretches far further in the Midwest than in California or New York. See where you rank β†’