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Salary in Chicago, IL Β· 2026

Is $100,000 a good salary in Chicago, IL?

Is $100,000 a good salary in Chicago, IL?

Nationally, $100,000 sits around the 82nd percentile of US earners. But in Chicago, IL what matters is what's left: after IL tax your take-home is about $6,186 a month, and living alone here costs roughly $2,770 β€” so it's a comfortable salary for living alone here, leaving about $3,416 a month.

Verified 12 August 2026

In Chicago, IL on $100,000
Take-home pay (after IL tax)$6,186/mo
Rent (one-bed)βˆ’$1,900
Utilities, transport, food, healthβˆ’$870
Left each month$3,416

Rent alone would take about 31% of your take-home β€” a little above the 30% guideline. Sharing a place changes this picture significantly.

How it compares nationally

Across the whole US, $100,000 is $46,990 above the median individual income of $53,010, around the 82nd percentile. But the same salary feels very different depending on the city β€” which is exactly why local cost matters as much as the headline number.