mytakehome.money

Cost of living · Austin, TX · 2026

What salary do you need to live in Austin, TX?

What salary do you need to live in Austin, TX?

To cover the essentials living alone in Austin, TX — about $2,440 a month — you need to earn roughly $34,000 a year before tax (accounting for TX state tax). To live comfortably, with money left for savings, closer to $46,000. Rent alone is $1,550 a month.

Verified 12 August 2026

To get by $34,000 Covers rent and essentials with little spare
To be comfortable $46,000 Essentials plus room to save and enjoy the city

What it costs to live in Austin, TX

Monthly cost
Rent (one-bed)$1,550
Utilities$170
Transport$130
Food$460
Health$130
Total$2,440

On the $34,000 "get by" salary, your take-home is about $2,458 a month — just covering the $2,440 of essentials.

Roommates change everything. Splitting rent and utilities can cut the salary you need by tens of thousands. Run your own numbers →

Is a specific salary good in Austin, TX?

$60,000 · $80,000 · $100,000 · $150,000 · $200,000