UK Salary Calculator · 2026/27
Know exactly what you take home.
Your real pay after tax, National Insurance, student loan and pension — worked out in seconds, employed or self-employed.
Salary-sacrifice cars come out of your gross pay, so you save income tax and National Insurance — you only pay a small benefit-in-kind tax. Enter the monthly lease and the car's list price and we'll show the real cost.
Electric is exact for 2026/27 (4% of list price). Petrol, diesel and hybrid rates vary with the car's CO₂ — treat those as rough and check your lease quote.
Enter the tax code from your payslip (like 1257L) and we'll read what it means against your salary. Estimates only — always confirm anything odd with HMRC.
Sole trader or freelancer? Enter what you invoiced and your costs. You're taxed on profit (income minus allowable expenses), with income tax plus Class 4 National Insurance. An estimate — not a substitute for your Self Assessment.
A clean, structured worksheet pre-filled with your figures — grouped by Self Assessment expense category. Opens in any browser: type into it, then print or save as PDF. Not an official HMRC form or submission.
Your 2026/27 Self Assessment is due online by 31 Jan 2028. Save a reminder to your calendar — the amount updates whenever your figures change.
- Updated for the 2026/27 UK tax year
- Uses current HMRC rates & thresholds
- Free · No signup · Instant
Our smartest tools
Keep going
Every figure is checked against official HMRC, DWP and ONS sources — see how we calculate, or meet the team.