Your personal tax briefing · UK · 2026/27
What is the tax system doing to you?
Which tax traps and allowances actually apply to me?
The UK tax system is full of traps, cliffs and allowances — but only some of them apply to you. Instead of reading ten guides, enter your situation once and get a single personalised briefing: every threshold you're near, every trap ahead of you, and every allowance you might not be using — ranked by how much they're worth. Nothing is sent anywhere; it's all computed in your browser.
Verified 12 August 2026
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Information, not financial advice. Based on the published UK 2026/27 rules, computed in your browser. Your circumstances may include factors this tool doesn't capture. Verified 12 August 2026. How we calculate.
Everything the system does at once
Most people meet the UK's tax traps one painful surprise at a time — a pay rise that barely lands, a Child Benefit letter, a student loan that never seems to shrink. This tool exists to give you the whole picture in advance: it runs your numbers against every major threshold and allowance simultaneously, tells you which ones you're inside, approaching, or clear of, and points you to the tool that helps with each. Think of it as a health check for your position in the tax system.