Getting clear
Debt payoff calculator
List what you owe and what you pay each month. We'll show when you'd be free of it, what the interest costs, and whether one consolidated loan would be cheaper.
Your debtsPayoff
What you oweBalance, interest rate (APR) and what you pay each month.
Debt free in
—at your current payments
£0interest you'd pay
Total owed£0
Paying each month£0
CarefulYour payments aren't clearing the interest
At these amounts at least one balance would grow rather than shrink. If that's where you are, free help is available from StepChange, National Debtline or Citizens Advice.
Compare one consolidation loan
Consolidated monthly payment£0
Total interest that way£0
Versus now£0
Cleared in—
An illustration, not advice or an offer. Consolidating can lower monthly payments but cost more overall by stretching the term, and some loans are secured against your home. Free, impartial debt help: StepChange, National Debtline, Citizens Advice.