mytakehome.money

Universal Credit · 2026/27

How much Universal Credit will I get?

Updated for April 2026, including the removal of the two-child limit and the new two-tier health element. Nothing you enter leaves your device.

Your circumstances2026/27
£
£
£
£
Work & earnings
£
Your estimated Universal Credit
£0a month
£0total monthly income
Would working more actually pay?The bit nobody shows you

Your UC falls by 55p for every £1 you earn above your work allowance — on top of tax and National Insurance. Here's what your total monthly income does as your hours change, so you can see exactly where extra work stops being worth it.

0 hrs1624324048 hrs
This is an estimate, not a decision.

Universal Credit depends on details a calculator can't see — your assessment period, housing eligibility, sanctions, migration protection and more. Before acting on any figure here, get a free personalised check from Citizens Advice, Turn2us or the Universal Credit helpline on 0800 328 5644. If a claim might be worth making, it's almost always worth checking properly — many people are entitled to more than they expect.