mytakehome.money

NHS pay · Band 5 · 2026/27

NHS Band 5 pay, take-home & hourly rate

How much does NHS Band 5 take home?

NHS Band 5 pays between £31,049 and £37,796 in 2025/26 (England, full-time). At the entry point that's a take-home of about £2,002 a month after tax, National Insurance and the 8.3% NHS pension — roughly £15.92/hour before any night or weekend enhancements. Typical roles: newly-qualified nurses, midwives, paramedics, ahps, biomedical scientists.

Verified 12 August 2026

Basic pay (entry) £31,049 £16/hr · 37.5h week
Take-home (entry) £2,002/mo £24,019/yr after tax, NI & pension
Top of band £37,796 take-home £2,339/mo

Band 5 take-home, broken down

Here's exactly where the money goes at the entry point of £31,049, using the correct NHS pension tier and 2025/26 income tax and National Insurance for England:

Basic salary£31,049
NHS pension (8.3% tier, pre-tax)−£2,577
Income tax−£3,180
National Insurance−£1,272
Take-home£24,019/yr

On top of this, your employer contributes £7,359 (23.7%) into your NHS pension — that's deferred pay you don't see on your payslip but genuinely own.

What nights & weekends add at Band 5

Band 5 unsocial-hours enhancements (Section 2) are +30% for weekday nights and Saturdays, and +60% for Sundays and bank holidays. At the entry hourly rate of £16, that means:

  • A weekday night hour (8pm–6am) is worth £21 instead of £16.
  • A Sunday or bank-holiday hour is worth £25.
  • A single 12-hour Sunday shift earns about £306.

Use the full NHS calculator to add up your own rota and see the exact monthly boost.

Band 5 roles

Band 5 typically covers: newly-qualified nurses, midwives, paramedics, ahps, biomedical scientists.

2026/27 pay (confirmed +3.3%)

From 1 April 2026, a confirmed 3.3% uplift takes Band 5 entry pay to about £32,074, and the top of band to £39,043. Because the pension and enhancements are percentages of basic pay, they rise too.