Salary in Liverpool · 2026
Is £40,000 a good salary in Liverpool?
Is £40,000 a good salary in Liverpool?
Nationally, £40,000 sits around the 52nd percentile of UK earners. But in Liverpool what matters is what's left: after tax your take-home is about £2,693 a month, and living alone here costs roughly £1,495 — so it's a comfortable salary for living alone here, leaving about £1,198 a month.
Verified 12 August 2026
| In Liverpool on £40,000 | |
|---|---|
| Take-home pay | £2,693/mo |
| Rent (one-bed) | −£850 |
| Bills, council tax, transport, food | −£645 |
| Left each month | £1,198 |
Rent alone would take about 32% of your take-home — a little above the 30% guideline. Sharing a place changes this picture significantly.
How it compares nationally
Across the whole UK, £40,000 is £961 above the median full-time salary of £39,039, placing you around the 52nd percentile. But the same salary feels very different depending on where you live — which is exactly why local cost matters as much as the headline number.