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Stamp Duty · 2026

Stamp duty on a £800,000 house

How much is stamp duty on a £800,000 house?

Stamp duty on a £800,000 property in England or Northern Ireland is £30,000 when moving home — an effective rate of 3.75%. First-time buyers pay £30,000, and buyers of an additional property pay £70,000 with the 5% surcharge.

Verified 12 August 2026

By buyer type£800,000
First-time buyerNo relief above £500,000£30,000
Moving homeReplacing your main residence£30,000
Additional propertySecond home or buy-to-let, +5% surcharge£70,000

How it's worked out

£0 to £125,000 at 0%£0
£125,000 to £250,000 at 2%£2,500
£250,000 to £925,000 at 5%£27,500
Total£30,000

Stamp duty is charged in slices, like income tax — you only pay each rate on the portion of the price inside that band, not on the whole purchase.

Common questions

How much is stamp duty on a £800,000 house?

£30,000 if you're replacing your main home — an effective rate of 3.75%. First-time buyers pay £30,000, and buyers of an additional property pay £70,000 because of the 5% surcharge.

Do first-time buyers pay stamp duty on £800,000?

No relief is available at this price. First-time buyer relief only applies up to £500,000, so you'd pay the standard £30,000.

What is the stamp duty on a £800,000 buy-to-let?

£70,000. Additional properties carry a 5% surcharge on every band on top of the standard rates.

Other prices