Cost of living · Liverpool · 2026
What salary do you need to live in Liverpool?
What salary do you need to live in Liverpool?
To cover the essentials living alone in Liverpool — about £1,495 a month — you need to earn roughly £20,000 a year before tax. To live comfortably, with money left for savings and extras, closer to £28,500. Rent alone is £850 a month.
Verified 12 August 2026
To get by £20,000 Covers rent and essentials with little spare
To be comfortable £28,500 Essentials plus room to save and enjoy the city
What it costs to live in Liverpool
| Monthly cost | |
|---|---|
| Rent (one-bed) | £850 |
| Council tax | £140 |
| Utilities & bills | £175 |
| Transport | £65 |
| Food | £265 |
| Total | £1,495 |
On the £20,000 "get by" salary, your take-home is about £1,493 a month — just covering the £1,495 of essentials.
Sharing changes everything. Splitting rent and bills with a flatmate can cut the salary you need by thousands. Run your own numbers →